Step 1: Understand the Eligibility Requirements

Before you apply for disability benefits in Virginia, you need to ensure you meet the eligibility criteria for SSDI or SSI.

• SSDI: You must have worked in jobs covered by Social Security and earned a sufficient number of work credits. The number of work credits you need depends on your age when you became disabled.
• SSI: This program is for individuals with limited income and resources, regardless of work history. To qualify for SSI, you must meet both financial and medical eligibility requirements.
• Medical Condition: For both SSDI and SSI, you must have a medical condition that is expected to last at least 12 months or result in death, and the condition must prevent you from working.

Step 2: Gather the Required Documents

To make the application process easier and avoid delays, it’s important to gather all the necessary documentation before applying. These include:

• Personal Information: Your Social Security number, date of birth, and contact details.
• Medical Information: A list of all your doctors, medical facilities, and any treatments you have received for your disability. This should include medical records, test results, and doctor’s statements about your condition.
• Work History: A detailed list of your past employers, job titles, and dates worked.
• Financial Information (for SSI): For those applying for SSI, provide information about your income, assets, and resources.

Step 3: Apply for Disability Benefits

You can apply for disability benefits in Virginia through several methods:

Online Application

The easiest way to apply is through the Social Security Administration (SSA)’s online portal. Here’s how to apply online:

• Visit the SSA’s official website at www.ssa.gov.
• Look for the “Apply for Disability” section and click on it.
• You will need to create an online account if you don’t have one already. Once logged in, follow the step-by-step instructions to complete the application.
• Fill out the required fields carefully, providing details about your medical condition, work history, and other necessary information.

In-Person Application

If you cannot apply online or in person, you can call the SSA at 1-800-772-1213 to apply over the phone. The SSA representative will assist you with completing your application.

Phone Application

If you prefer to apply in person, you can visit your local SSA office. To find the nearest SSA office in Virginia, use the SSA office locator tool at www.ssa.gov/locator.

Step 4: Wait for the SSA’s Decision

Once your application is submitted, the SSA will review your case and determine whether you qualify for disability benefits. This process can take several months, so it’s important to be patient.

• Approval: If your application is approved, you’ll begin receiving SSDI or SSI payments based on your eligibility.
• Denial: It’s common for disability applications to be denied initially, even if you have a valid claim. If this happens, you can appeal the decision.

Step 5: Appeals Process

If your claim is denied, you can appeal the decision. The SSA provides a multi-step appeals process, including:

• Request for Reconsideration: The first step is to request that the SSA review your application again.
• Hearing Before an Administrative Law Judge (ALJ): If your reconsideration is denied, you can request a hearing where you can present your case in person.
• Appeals Council Review: If your hearing is unsuccessful, you can ask the SSA’s Appeals Council to review the decision.
• Federal Court: If all appeals are denied, you can take your case to a federal court.

Step 6: Consider Getting Legal Assistance

Although you can apply for disability benefits on your own, consulting with an experienced disability attorney or advocate can improve your chances of success, especially if you need to appeal a denial.

A lawyer can help by:

• Gathering medical evidence to support your claim.
• Assisting with the application process and ensuring that you fill out all forms correctly.
• Representing you during hearings and appeals.